Your records are yours.
You keep ownership of the entries and files you put into your journal.
A LITTLE CLARITY
Terms of Service
A few clear ground rules for using Jarivo, looking after your records, and knowing what a money journal can do.
A journal, with limits.
Jarivo organizes what you record. It does not hold money, make payments, or give financial advice.
Your rights stay intact.
These terms preserve consumer protections and other rights provided by applicable law.
About Jarivo and these terms
These Terms of Service cover Jarivo’s website and solo Android money journal, developed and operated by Muhammad Huzaifa Malik under the Huzaifa Dev identity. Contact: hypcheckss26@gmail.com.
By choosing to use Jarivo, you agree to these terms to the extent they form a valid agreement under applicable law. If you do not agree, you can stop using the website or app. If local law requires permission from a parent or guardian, obtain that permission before using it.
Jarivo is currently in development. A website preview does not mean an Android version is publicly available. Features and compatibility may change as development continues.
A journal, not a financial service
Jarivo helps you record income and spending, organize savings jars, review your Story, and keep upcoming reminders. The current solo journal is free and ad-free. Everyday use does not require a Jarivo account or a bank connection.
Jarivo does not hold, transfer, invest, lend, or make payments with your money. Saving into a jar records a reservation in your journal; it does not move money at your bank. Marking a reminder paid does not automatically make a payment or log an expense.
Totals, charts, gauges, and example figures are organizational aids based on the records and choices in the app. They are not bank balances or financial, investment, tax, or legal advice. Check important figures against your actual accounts and seek qualified advice when appropriate.
Using Jarivo responsibly
You may use an available Jarivo version for lawful personal recordkeeping. Keep your entries accurate enough for your needs and review any import, restore, or export before relying on it.
Do not use Jarivo or the website to break the law, interfere with other people’s access, introduce malicious code, access another person’s data without permission, or infringe their rights. These terms do not restrict rights that applicable law gives you, including permitted study, interoperability, or use of separately licensed components.
You can stop using Jarivo at any time. Your choices for retaining or deleting information are described in the Privacy Policy’s retention and deletion section.
Your records and privacy
Your entries and files remain yours. Using Jarivo does not give the developer ownership of your financial records or permission to publish them. Processing needed for local features, backups you enable, exports you choose, website delivery, and support is described in the Privacy Policy.
The developer does not have a remote master copy of your solo journal. Optional app lock and amount hiding are privacy tools, but they do not replace sensible device and file security.
Backups, exports, and recovery
You decide whether to make portable copies, connect Google Drive, or enable scheduled delivery. Protect your recovery password and keep a usable independent backup before replacing a phone, clearing storage, uninstalling the app, or switching versions.
A recovery password is separate from Google authorization. The developer cannot recover a password-protected archive if the required password is lost. Backups cover the selected journal and supported attachments rather than every device setting or every journal.
Background restrictions, connectivity, storage limits, or provider problems can delay or prevent delivery. Check the app’s successful-upload status and verify that a copy restores before relying on it. Restoring replaces journal information rather than automatically merging every record.
PDF, Excel, and CSV reports are readable external files. You are responsible for the destination and recipients you choose. Disconnecting Drive, turning off scheduled backups, removing copies, and revoking Google access are separate actions.
Google, Android, and other providers
Optional Drive features depend on Google authorization and Google Drive. File imports and exports may depend on Android and a provider you select. Website hosting depends on Cloudflare. Their applicable terms and privacy policies govern their own services.
You choose whether to authorize optional access. Jarivo cannot guarantee an external provider’s availability or continued compatibility, and these terms do not grant access to anyone else’s account.
Software, artwork, and feedback
Jarivo’s software, website design, name, and artwork are protected by applicable intellectual-property law. Permission to use the app does not transfer ownership of those materials. Third-party components keep their own license terms, and those licenses take precedence for the components they cover.
If you send suggestions, the developer may use them to improve Jarivo. This does not grant permission to publish your private correspondence or financial information. Please avoid sending information you do not have permission to share.
Availability and limitations
Jarivo is provided in its available form. Reasonable care is taken in its development, but continuous availability, error-free calculations, compatibility with every device, successful backup delivery, and recovery from every failure are not guaranteed.
To the extent applicable law permits, the developer is not responsible for losses caused by inaccurate entries, loss of a recovery password, compromised devices, external provider failures, or exported files you choose to disclose. Responsibility for matters within the developer’s control remains subject to applicable law.
Nothing in these terms excludes liability or limits a warranty, remedy, privacy right, or consumer protection that cannot legally be excluded or limited. No mandatory arbitration agreement or waiver of legal remedies is imposed by these terms.
Updates and changes
App features and this website may be updated, replaced, or discontinued. Where reasonably practical, material changes affecting access to your records will be explained so you can preserve copies.
Changes to these terms will be published here with a new effective date, and material changes will receive an appropriate notice. Any acceptance required by applicable law will be obtained before the changed terms apply. A terms update alone does not authorize a new charge or a new use of your data.
Applicable rights and questions
These terms are interpreted subject to applicable law and any mandatory protections in your place of residence. They do not select a particular country’s courts or take away rights your local law gives you. If one provision is unenforceable, the remaining provisions continue to apply to the extent lawful.
For support or a question about these terms, contact Muhammad Huzaifa Malik at hypcheckss26@gmail.com. Please explain the issue without sending passwords or unnecessary financial records.
A little care. A clear answer.
Questions about Jarivo? Email hypcheckss26@gmail.com.